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Terms and Conditions
Butterfly International a California based 501c3 Non-Profit organization. By accessing or using www.ButterflyInternational.org and www.ButterflyInternational.net Website, you signify that you have read all of the terms and conditions in, and linked to, this Agreement (including the Privacy Policy), and you agree to be bound by this Agreement, whether or not you participate in making Impact lends, or using any of our services or activities or otherwise access or use the Website (in each such capacity, a "User"). If you do not agree with all of the terms and conditions in this Agreement, please do not participate or access or use the Website.
 
This Agreement supersedes any previous agreement to which you and Butterfly International may have been bound. This Agreement may be modified by Butterfly International in its sole discretion from time to time and such modifications shall automatically become part of this Agreement and shall be effective once posted by Butterfly International on its website with an updated date. You should review the Website and this Agreement from time to time for any modifications. If you do not agree with any such modifications, please immediately terminate your registered Butterfly International profile.
 
This Agreement will be binding on, insure to the benefit of and be enforceable against the parties and their respective successors and permitted assigns. Butterfly International has the right to delegate, assign and otherwise transfer any or all of its rights and duties under this Agreement. Neither the course of conduct between parties nor trade practice shall act to modify any provision of this Agreement. All rights not expressly granted herein are hereby reserved. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section.
 
You may receive a written copy of this Agreement by emailing us at: info@ButterflyInternational.org, Subject: Butterfly International Terms of Use Agreement.
 
This Agreement is divided into the following sections:
 
By participating in making Impact lends or otherwise accessing or using any of Butterfly International websites, you hereby acknowledge and agree that Butterfly International makes no representation, warranty, covenant or guarantee that any Impact Lends you lend to one of our available borrowers via the Website will be repaid back to you, Butterfly International does not repay back any Impact Lends but if required by the nature of the Impact lend for the borrower to repay back an Impact lend to Butterfly International 100% of those moneys will be reinvested in another similar Impact lend at a future date. Impact Lends made via the Website are considered charity giving.
 
Butterfly International does not make Impact Lends available to any of our Borrowers but delivers all monies to an accountability partner. Example: local church, NGO, Micro Loan Institution etc. Butterfly International takes accountability very serious and does not associate with any borrowers directly in disturbing available funds. The process of disbursement to a Borrower in a particular country, however, may vary from the standard disbursement structure just described. Currency and other national or local regulations may require a different charity funding structure in some countries.
 
Impact lends if set up that way are repaid directly by the Borrower(s) to the Accountability partner(s). As Borrowers repay their Impact Lends, the Accountability Partner(s) will let us know such repayments are available to be reinvested. No records of repayments are posted on Butterfly International Website as a result of certain system and country regulatory constraints. Repayments may be made in periodic installments, depending on the terms of the applicable Impact Lend. You hereby acknowledge and agree that neither the Accountability Partner(s) nor the Borrower(s) will have direct contractual obligation or liability to pay back any Impact Lends
 
Butterfly International is a non-profit organization and each Impact Lend is a Tax benefit to the lender. Butterfly International has received exemption with the Internal Revenue Service as an organization that qualifies as a public charity under Section 501(c)(3) of the Internal Revenue Code of 1986, as amended from time to time. Please understand that you are solely responsible for determining the proper tax treatment for any Impact Lend you make through www.ButterflyInternational.org. Butterfly International will not provide any tax or legal advice to you in connection with Impact Lend you might make. This Agreement does not attempt to define the tax implications of participating in Giving an Impact Lend. Butterfly International will email you updated tax receipts after each Impact lend is made on the Website. Please consult with your own accountants, tax advisors and legal advisors if you have any further questions regarding your tax exempt status.
 
Butterfly International has three options in how you decide which Impact lend you choose.
 
First One time lend- One time lends are for our Field Workers or Nationals that are not operating a traditional business and need supplies that relate to their craft or trade such as project needs or equipment. These lends do not require them to pay back the Impact Lend, it is a onetime gift given directly to recipient.
 
Second Micro Loan- Micro loans are loans we give through the banks that are working within the country to give the micro loan out to the willing entrepreneurs starting a traditional business. These loans are required to be paid back and once they are paid back, we then pay the loan forward onto the next entrepreneur.
 
Third Recurring Monthly- Recurring Monthly are Impact lends that are either one time loans or paid back loans. These Impact lends are given to field workers or nationals that are in need of monthly cash flow for the purpose of business or project needs. Moneys are used for monthly operating expenses, upgrades to working trade tools. These impact lends are most coveted.
 
ANY ATTEMPT TO DELIBERATELY DEFRAUD BUTTERFLY INTERNATIONAL OR OTHERWISE UNDERMINES THE LEGITIMATE OPERATION AND PROCESS OF THIS AGREEMENT AND ANY APPLICABLE LAWS.
 
Butterfly International logo and other Butterfly International graphics, logos, designs, page headers, brochures, button icons, scripts, names and branding are trademarks ofButterfly International. You May not use, including, without limitation, as part of trademarks or domain names, in connection with any product or service in any manner that is likely to cause confusion and may not be copied, imitated, or used, in whole or in part, without the prior written permission of Butterfly International. Butterfly International or It’s licensors own and retain all proprietary rights, all Butterfly International Websites and all content, material and information posted, uploaded, transmitted or otherwise shared by Butterfly International. Butterfly International’s websitehas copyrighted material, trademarks and other proprietary information of Butterfly International and its licensors. You may display and make limited copies of the Content for your personal, non-commercial use in connection with your participation in making Impact Lends. But you may not alter, modify, publish, distribute, publicly display or sell any Content or other such proprietary information, or otherwise copy, transmit or use any Content or other such proprietary information without the express, prior written permission of Butterfly International.
 
If you post, upload, submit, transmit or otherwise share any messages or other content, information, images, photographs, pictures or other materials on the Website or to Butterfly International in connection with or arising from your participation in making Impact lends, including without limitation any feedback provided to Butterfly International you agree to grant, and hereby grant to Butterfly International an irrevocable, perpetual, non-exclusive, fully-paid, worldwide license to: (a) use, copy, perform, display and distribute the User Generated Content; (b) modify, alter, prepare derivative works of, and/or incorporate into other works, the User Generated Content; and (c) grant and authorize sublicenses of the foregoing. You represent and warrant that you have the right, power and authority to grant the foregoing license. In addition, you agree to release, discharge and agree to hold harmless Butterfly International from any and all claims or liability, whether known or unknown, including any and all claims in connection with the publication, production, processing, distribution or exploitation of the User Generated Content, including, without limitation, any claims of infringement or violation of any intellectual property, moral, publicity, privacy or proprietary rights.
 
You acknowledge, consent and agree that Butterfly International may, at its sole discretion and to the extent permitted by law, access, read, preserve and disclose your account information, usage history and User Generated Content in order to: (a) comply with any applicable law, regulation, legal process, or governmental request; (b) respond to claims that any Content violates the rights of third parties, including without limitation intellectual property rights; (c) enforce this Agreement and investigate potential violations thereof; (d) detect, prevent, or otherwise address fraud, security, or technical issues; (e) respond to your requests for customer service; or (f) protect the rights, property, or personal safety of Butterfly International, its users, or the public. Please see the Privacy Policy for more information regarding the use and disclosure of your information as part of making Impact lends.
 
Any questions or complaints please reach us by mail or email
 
By Mail: 27890 Clinton Keith Road D-469 Murrieta CA, 92562
 
By Email: info@ButterflyInternational.org
 
Butterfly International websites contains links to other web sites ("Third Party Sites"), as well as content, information, images, photographs, pictures and materials (including, without limitation, text, graphics, designs, music, sound, video, information and software) belonging to or originating from third parties ("Third Party Content"). Such Third Party Sites and Third Party Content are not investigated, monitored or checked for accuracy, appropriateness, or completeness by Butterfly International, and Butterfly International is not responsible for any Third Party Sites accessed through the Website or any Third Party Content posted, uploaded, transmitted or otherwise shared on the Website, including without limitation the content, accuracy, offensiveness, opinions, reliability or policies of or contained in the Third Party Sites or the Third Party Content. Inclusion of or linking to any Third Party Site or any Third Party Content does not imply approval or endorsement thereof by Butterfly International. If you decide to leave the Website and access a Third Party Site, you do so at your own risk and you should be aware that our terms and policies no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any site to which you navigate from the Website.
 
You may access and use of all of Butterfly International websites for your personal, non-commercial use in connection with making Impact Lends. Butterfly International websites may not be accessed or used by you in connection with any other endeavors -- commercial or otherwise -- except as previously approved in writing by an authorized representative of Butterfly International. Your access and use of the Website and participation in making Impact lends shall be in strict compliance with this Agreement, including, without limitation, Butterfly International Privacy Policy, all other procedures and guidelines set forth on Butterfly International websites, as well as applicable by law. You may not use the Butterfly International websites in any manner that could damage, disable, overburden or impair the Website’s or software, systems or equipment of Butterfly International, any User, Field Worker or any other person. You may not engage in advertising to, or solicitation of, any User, Field Worker, National or any other person to buy or sell any products or services through the Website. You may not transmit any chain letters, junk email or "spam" to any User, Field Worker, National or any other person. Butterfly International has the right to investigate and take appropriate legal action (including, without limitation, civil, criminal and injunctive redress) against any illegal and/or unauthorized uses of the Website or exploitations of the Program, including collecting or harvesting (whether or not by automated scripts) the name, email address or any other personal or confidential information of any User, Field Worker, National or any other person by electronic or other means for any reason, including, without limitation, the purpose of sending unsolicited email and unauthorized framing of or linking to the Website.
 
Although Butterfly International assumes no obligation to monitor the conduct of any User on or off the Website, it is a violation of this Agreement to use the Website, or any information obtained from the Website in order to: (i) harass, abuse, or harm another person (including, but not limited to, using profanity in lender messages or joining Impact lending groups in bad faith), (ii) prevent or exclude others, who are using the Website in compliance with this Agreement, from accessing, viewing or making an Impact Lend or (iii) contact, advertise to, solicit, or sell to any User, Field Worker, National or other person without their prior explicit consent. In order to protect such persons from such advertising, solicitation or harassment, Butterfly International reserves the right to remove content from the Website that violates acceptable use in Butterfly International’s sole discretion and restrict the number of emails or messages that a User may send to others through the Website in any 24-hour or other period to a number that Butterfly International deems appropriate, in Butterfly International sole and absolute discretion.
 
Butterfly International reserves the right at all times to remove or refuse to post or distribute any Third Party Content, and to restrict, suspend or terminate the participation of any User or any lending team from the Website at any time, with or without prior notice. Without in any way limiting the foregoing, it is a violation of this Agreement to post, upload, submit, transmit or otherwise share any content, including, but not limited to, written materials or images, that in Butterfly International opinion is obscene, harassing, contains profanity, or may be hateful or offensive on racial, ethnic, sexual or any other grounds; is harmful, vulgar or distasteful; contains graphic or gratuitous violence; or is defamatory, libelous, or invades another person's privacy or proprietary rights.
 
In consideration of your use of Butterfly International websites, you agree to (a) provide accurate, current and complete information about you as may be prompted by any registration forms on the Website ("Registration Data"); (b) maintain the security of your password and identification; (c) maintain and promptly update the Registration Data, and any other information you provide to Butterfly International, to keep it accurate, current and complete; and (d) be fully responsible for all use of your account and for any actions that take place using your account. You agree not to impersonate any person or entity.
 
Butterfly International is not responsible, and shall have no liability, for any incorrect or inaccurate content posted on the Website or any liability, cost or expense you may incur in connection with the Website, whether caused by any User, Field Worker, National or other person or by any of the equipment or programming associated with. You also acknowledge and agree that Field Workers are not liable for content created and posted on the Website. Butterfly International is not responsible for the conduct, whether online or offline, of any User of the Website or any other person. With respect to the Website, Butterfly International assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, any communications.
 
Under no circumstances will Butterfly International be responsible for any loss or damage, including, without limitation, personal injury or death, resulting from any use of the Website, including without limitation any content posted, uploaded, submitted, transmitted or otherwise shared on the Website or any interactions between any Users, whether online or offline. Butterfly International does not represent, warrant, covenant, guarantee or promise any specific results from use of the Website.
 
BUTTERFLY INTERNATIONAL WEBSITES, INCLUDING, WITHOUT LIMITATION, ANY CONTENT OR INFORMATION CONTAINED WITHIN IT OR ANY SERVICE OR ADVICE PROVIDED, IS PROVIDED "AS IS" WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE WEBSITE.
 
You understand that any and all decisions made by you with respect to Butterfly International websites are yours alone. Butterfly International cannot and does not verify the accuracy of information from Field Workers, other Users or Nationals. Butterfly International shall not be responsible, or have any duty or obligation to, or liability for: (a) decisions or interactions resulting (directly or indirectly) from participation with Butterfly International Impact Lend programs; or (b) any damages, costs, losses or expenses a User incurs as a result (directly or indirectly) of making an Impact Lend a Borrower or as a result (directly or indirectly) of utilizing information received in connection with the Impact Lend. In addition, in no event will Butterfly International be liable to you or any third person for any damages, costs, losses or expenses, including any lost capital, lost profits or special, incidental, consequential or punitive damages arising from your use of Butterfly International websites, even if Butterfly International has been advised of the possibility of such damages, costs, losses or expenses.
 
Butterfly International is not responsible for your interactions with any Field Workers, any other User or any National (even to the extent prohibited by this Agreement) and any disputes or damages that may result from such interactions.
 
Butterfly International reserves the right, but has no obligation, to monitor disputes between you and such persons.
 
This Agreement is governed by the laws of the State of California, USA, without regard to its choice of law or conflict of law provisions. If any dispute arises between you and Butterfly International, including, without limitation, any dispute arising from or relating to Butterfly International websites, you agree that all such disputes will be determined exclusively by final and binding arbitration, in accordance with the then existing commercial rules of the American Arbitration Association in San Francisco if the amount claimed is greater than $100 and otherwise over the telephone or in another city in which Butterfly International is located. The arbitration shall be heard and adjudicated by one arbitrator to be selected by you and Butterfly International. Any award will be final, binding and conclusive upon the parties, subject only to judicial review provided by California statute, and a judgment rendered on the arbitration award can be entered in any court having jurisdiction thereof. Notwithstanding the foregoing, either you or Butterfly International may seek any injunctive relief in a state or federal court in San Francisco, California, as may be necessary to preserve rights pending the completion of arbitration and Butterfly International may seek any injunctive relief in a state or federal court in San Francisco, California, or another court of competent jurisdiction, at any time against any violations of Section 2 (Proprietary Rights) or Section 3 (Acceptable Use) of this Agreement.
 
TO THE EXTENT PERMITTED BY APPLICABLE LAW, BY AGREEING TO SUBMIT ALL DISPUTES TO BINDING ARBITRATION, YOU AND BUTTERFLY INTERNATIONAL HEREBY WAIVE YOUR RIGHT TO A JURY OR COURT TRIAL OF ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR BASED UPON THIS AGREEMENT OR ANY CONTEMPLATED USE HEREIN, INCLUDING CONTRACT, TORT, BREACH OF DUTY AND ALL OTHER CLAIMS, EXCEPT AS SPECIFICALLY PROVIDED ABOVE.
 
You waive, to the maximum extent not prohibited by law, any right you may have to claim or recover, in any legal action or proceeding, any special, exemplary, punitive or consequential damages.
 
You agree to indemnify and hold Butterfly International harmless from any loss, liability, claim, or demand, including reasonable attorney's fees, made or incurred by any third party due to or arising (directly or indirectly) out of your use of the Website or participation in the Program or arising from your breach of this Agreement.
 
This Agreement will remain in full force and effect while you access or use Butterfly International websites’, notwithstanding anything herein to the contrary, this Agreement will remain in effect after your participation and registered account is terminated. Butterfly International reserves the right, in its sole discretion, to include or cease providing these features at any time. Whether or not you are and remain eligible to participate in making Impact lends, use the Website’s or any Butterfly International services, may be determined by Butterfly International in its sole and absolute discretion. You may terminate your participation on any of Butterfly International websites and registered account at any time and for any reason by sending a written notice of termination to Butterfly International.
 
This Agreement, accepted upon your access and use of Butterfly International website’s and further affirmed by becoming a User, contains the entire agreement between you and Butterfly International regarding the use of each website. This Agreement may not be orally amended. If any provision of this Agreement is held invalid, the remainder of this Agreement shall continue in full force and effect.
 
Please contact us at info@ButterflyInternational.org with any questions regarding this Agreement.
 
All rights reserved. Butterfly International is a U.S. 501(c)3 non-profit organization.